• METANOIA means the JOURNEY to CHANGE one’s MIND, HEART, SELF or WAY of LIFE

  • Providing Online Counseling or Teletherapy for Colorado

    Let's connect online
    Free 15-Minute Consultation 719-357-8580

  • Metanoia LLC

    My WordPress Blog

    • Home
    • About
    • Services
      • Telehealth
      • Grief & Bereavement Counseling
      • Medical Supportive therapy for Chronic/Acute Health Care Issues/Chronic pain
      • Life Transitions
      • Therapy for Depression
      • Therapy for Anxiety
      • Walk-and-Talk Therapy
    • Getting Started
      • FAQs
      • Rates and Insurance
      • Client Forms
      • Appointment Request
    • Resources
      • Older Adult/Caregiver Resources
      • Mental Health Links
      • Physical Health Links
    • Contact
    • Blog
    • Client Portal

    Why Some Therapists Don’t Accept Insurance

    December 7, 2022

    It’s not easy finding a therapist. You’ve got to search for someone who is licensed, has experience treating your particular issue, and someone who you feel comfortable opening up to. Many know the frustration of finding someone who ticks all of these boxes, only to realize that they don’t take insurance. The truth is, roughly […]

    Read More

    Why Some Therapists Don’t Accept Insurance

    December 7, 2022

    It’s not easy finding a therapist. You’ve got to search for someone who is licensed, has experience treating your particular issue, and someone who you feel comfortable opening up to. Many know the frustration of finding someone who ticks all of these boxes, only to realize that they don’t take insurance. The truth is, roughly one third of therapists in this country do not accept insurance.

    So what gives?

    Why Many Therapists Don’t Accept Insurance

    There are actually quite a few reasons why some therapists choose not accept insurance from patients:

    Low Reimbursement Rates

    The average cost of a therapy session around the country is typically between $100 to $200. With insurance, you may have a copay of $20 – $50. You may assume your therapist will bill the insurance company and be reimbursed for the rest of the money. But often insurance companies will reimburse for half the amount or less. It can be quite difficult for a therapist to make an actual living wage with such low reimbursement rates.

    Hassles

    Another deterrent for therapists is the hassle of interacting with insurance companies. As you can imagine, there are far more pleasant things to do with one’s time. Insurance companies often require therapists to continually provide documentation to justify treatment of their patients. And, because mental health outcomes can be far more difficult to measure than physical ones, it can be harder to prove to insurance companies that care is essential.

    Supply and Demand

    Far more people are seeking mental health therapy. We have actually seen a dramatic increase in new patients since the Covid pandemic. And what happens is, with so many patients willing to pay out of pocket, there is simply less of a need for therapists to deal with the hassles and headaches of insurance.

    Finding Affordable Mental Health Care

    If you are on a budget, all is not lost. There are ways to work with a great therapist and not break the bank.

    You can find a therapist who offers sliding scale payments. This simply means different people with different incomes are charged different amounts based on what they can realistically afford.

    Another option is to look for a therapist who provides online sessions. With no office rent or staff to hire, these therapists are often able to charge clients far less because they have far lower overheads to run their business.

    If you’d like to explore treatment options, please give me a call. I offer online sessions and can often work with people of all different budgets.

    SOURCES:

    Therapists Who Don’t Accept Insurance

    https://www.heartmatterstherapy.com/post/5-reasons-why-some-therapists-do-not-accept-insurance

    3 Reasons Why Many Therapists Don’t Take Insurance

    Filed Under: insurance, mental health

    Online Only

    719-357-8580

    Schedule An Appointment

    Contact Today

    By submitting this form via this web portal, you acknowledge and accept the risks of communicating your health information via this unencrypted email and electronic messaging and wish to continue despite those risks. By clicking "Yes, I want to submit this form" you agree to hold Brighter Vision harmless for unauthorized use, disclosure, or access of your protected health information sent via this electronic means.

    Metanoia LLC
    719-357-8580

    A Website by Brighter Vision | Privacy Policy

    • Facebook
    • Instagram
    • LinkedIn
    • Twitter

    Copyright © 2025 - Brighter Vision